Planning for long term care does NOT mean planning for nursing home care. It means having a plan in place in the event that you require assistance with your day to day routines such as getting in and out of a bed or chair or help with bathing or dressing. This need for assistance can be due to an accident or injury, a chronic disease, or simply aging. The plan addresses where you would prefer to receive care, how involved you want your family to be, and how the care will be financed. When help is needed, it creates a great deal of stress for the family and friends who must now either become caregivers themselves or divert the income and assets planned for retirement to pay for care. Regardless of the situation, the family's lifestyle will be affected.

There are options available to lessen the impact on the family. This website is a resource that can help you take the first step toward exploring your options. Not only will you receive a thorough education about issues relating to long-term care, but some specific information about long-term care insurance as well. Simply click on any of the sections listed. This will take you to more information and further explanation.

Betty Doll is the principal of Doll & Associates Long Term Care Insurance Services.  She is a broker/agent who is dedicated to educating  about long term care planning and helping individuals, couples and businesses find the most effective ways to fund long term care expenses. She has developed the "Long Term Care Unique Planning Process™" that  points the appropriate way to meet long term care planning needs.

She is a nationally known trainer and lecturer in the field of long term care planning. She is a popular speaker in the local area and around the country,  having been a featured speaker for the North Carolina Association of Certified Public Accountants Annual Conference on several occasions and participated in AALTCI, SOA, NAHU and NAIFA national conferences on various panels as well as the Natioal LTC Forum. For more information about Betty's speaking, including a schedule of her upcoming presentations, visit www.BettyDoll.com, our speaker website.

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